As you know, in Russia there is a law according to which, when purchasing real estate, citizens have the right to compensate for part of the money spent by filing a tax deduction.
How to apply for a tax deduction after buying an apartment online in 2020?
Let's talk about compensation in detail:
How is it calculated?
When and who can receive it?
How to apply for a tax deduction online without visiting the tax office?
What deductions does the State Services portal offer?
Using the Gosuslugi portal significantly saves time and nerves. You don’t have to stand in line or come to the inspection again if additional documents are needed. All papers required to process a refund of part of the paid contributions are provided in digital form.
Before we figure out how to apply for a tax deduction through State Services, let’s see what deductions are issued through the portal:
- Standard.
Provided to disabled people, military personnel, and adult citizens under 24 years of age while completing full-time training. For minors, parents receive a refund.
- Social.
Provided for treatment, training, charity. To confirm all expenses, relevant documents (checks, contracts) are provided. You can receive a tax refund both for yourself and for treatment or education of your loved ones.
- Property.
Provided when purchasing a home or a plot for construction. Tax recalculation is also possible when purchasing real estate with a mortgage.
- Professional.
Provided to individual entrepreneurs, workers in scientific and creative fields of activity that involve copyright.
For each type, you must provide a set of documents, the composition of which must be clarified in advance on the tax website or on the State Services.
Documentation
To submit a tax return through State Services, you need to fill it out. In the process, you should use an identity card, identification number, income statement. To confirm profits, you will need ownership documents, income certificates, contracts and other papers. Tax deductions will require more paperwork. For example, if an individual wants to receive a deduction for a mortgage, he will have to provide information about the payment of money on the loan. You can also return training costs by submitting receipts and a contract for the purchase of a car.
Requirements for receiving a deduction
Now let’s figure out how to get a tax deduction through State Services - for this you will need:
— a confirmed account on the portal (it is not difficult to obtain and you need to take care of this in advance);
— electronic digital signature (quite unqualified free);
— certificates 2-NDFL and 3-NDFL (form 2-NDFL is taken at the place of work);
— application for tax deduction;
- Required documents. Their list depends on the type of return (contracts, checks, receipts, statements that are the basis for receiving the service).
You need to decide how you want to receive your tax refund: through your employer for the current year or through filing a return. In the first case, 3-NDFL will not be required. Refunds are made based on a notification from the tax office. The employer simply stops withholding personal income tax (NDFL) from wages until the due funds are paid.
To receive a return on the declaration, documents must be submitted within the next year. It is possible to compensate funds for several previous years.
When submitting documents electronically, they should be scanned in good quality, that is, all numbers and letters should be clearly legible.
When do you need to submit 3-NDFL for the second time?
If the tax office finds errors during an audit, the declaration will need to be corrected. This happens in a number of cases:
- The user has not provided enough documents to confirm their identity and income. The complete list of documentation depends on the situation.
- If any shortcomings are found in the declaration. Then the tax inspector sends a request to correct the errors.
- If you have returned an application for a tax deduction. For example, a citizen incorrectly indicated the bank details on the basis of which part of the money should be returned.
- There are no documents that could confirm the expenses.
If such problems arise, the taxpayer receives the return back. He must correct the shortcomings and repeat the 3-NDFL submission, indicating the serial number of the adjustment. If this is the first time, then you need to put a unit on the page.
We issue a deduction through “Gosuslugi”
Receiving deductions for personal income tax is regulated by Articles 218-221 of the Tax Code of the Russian Federation. The right to them arises for every officially working citizen who has made relevant expenses in the current year (for treatment, training, purchase of real estate, etc.).
You can apply for a tax deduction for State Services for 2021, 2021 and 2019. To complete the procedure, you need an electronic signature.
You need to start by filing a 3-NDFL declaration:
Step 1
. On the “Authorities” tab, select “Federal Tax Service of Russia”.
Step 2
. Click on the link “Acceptance of tax returns (calculations)”.
Step 3
. Click on “Acceptance of tax returns of individuals (3-NDFL)” and in the window that opens, click on the “Get service” button.
Step 4
. We find the “Fill out a new declaration” button at the bottom of the page, and when you click it, select the year of interest.
Step 5
. All your data will be downloaded from the identification system automatically.
Step 6
. Click the “Next” button and go to the “Income” tab. We add them manually or download them from the 2-NDFL electronic certificate automatically. The second option is more convenient and accessible to everyone.
Step 7
. In the window that opens, check the boxes next to the sources of income and click “OK.”
Step 8
. After clicking the “Next” button again, we are taken to the page for selecting the basis for refunding part of the tax paid. The “Property” tab explains how State Services offer a tax deduction for housing. Regarding treatment and training - on the “Social” tab, the remaining options are formulated more clearly.
Step 9
. We put a tick on the tab that interests us.
Step 10
. We enter the amount of expenses in the appropriate columns.
Important!
Tips periodically pop up on the website on how to file a tax deduction through State Services correctly: pay attention to them, they will help you avoid making mistakes in filling out your declaration.
In the final window, everything we need will appear: calculation of the amount to be returned, a declaration file for printing and an electronic file for transfer to the Federal Tax Service. Below you will see a return application.
Instructions
After authorization in the user’s personal account, the form required to fill out can be found by following the branches:
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- Taxes and finance;
- Acceptance of tax returns;
- Electronic service – provision of a declaration in form 3-NDFL.
You can submit a declaration in several ways, which are listed on the page with the required electronic service. The electronic option is selected by default, so you don’t need to change anything. Just click “Get service” and proceed to filling out the declaration.
Note! The tax deduction declaration is completed for the calendar year. Therefore, the choice “Fill out a new declaration” can be made no more than once a year.
However, it is not necessary to complete the entire application at once. Some of the data can be “save” as a draft, and when the time comes for the final submission of the report, select “Continue filling out”.
A form opens for the user to fill out a report. Here you need to specify:
- FULL NAME;
- Date of birth;
- Place of Birth;
- Passport data (series, number, date of issue, by whom);
- Residence address. Please note that it is not necessary to indicate your residence address in this field. Temporary registration address or place of stay is also suitable);
- Income information. Information about earnings is taken from the 2-NDFL certificate, which is issued to the employee at work upon request. The certificate must be scanned. An electronic copy is uploaded to the main form as an identification document. Please note that this certificate can only be obtained by an employee who is officially employed. This means that income tax is automatically deducted from your salary;
- Type of tax deduction. It is necessary to select the category to which the citizen applying for a tax deduction belongs.
At the end, the declaration is strengthened with a non-qualified electronic signature and generated for sending to the Federal Tax Service.
It is important that after downloading the declaration, it will not be possible to mark it or make adjustments through the State Services portal.
You can submit a declaration in form 3-NDFL not only on the State Services portal, but also on the website of the Federal Tax Service. The service there will not only allow you to enter the necessary data, but will also check it in real time and point out errors and omissions when filling it out.
How to apply for a tax deduction through Gosuslugi
It takes 3 months to verify the declaration according to the regulations. It is convenient to track the status of the check in your personal account on the Federal Tax Service website. When the tax authorities confirm your right to a refund of part of the personal income tax paid, you will be able to submit an application.
You don’t have to fill out anything except the details for transferring money. The rest of the information is entered automatically. All you have to do is log in through the ESIA to submit an application for a tax deduction through the State Services to the relevant department. Within a month, the funds will be credited to the specified account.
Who must submit the report and when?
The obligation to withhold and transfer income tax to the budget is assigned to tax agents - companies and entrepreneurs paying income to individuals. If personal income tax is withheld from all earnings for the year, citizens do not have to report to the Federal Tax Service.
But there are cases when tax is not withheld. Such situations are typical, for example, for transactions between individuals - when selling an apartment, car, cottage. In this case, citizens are required to independently calculate the tax and submit a declaration to the inspectorate at the place of permanent registration.
3-NDFL are required to submit:
- individual entrepreneurs paying taxes according to the main taxation system;
- notaries and lawyers engaged in private practice;
- citizens receiving income from abroad;
- individuals who sold the property; winners of lotteries and gambling.
Reference. A complete list of taxpayers required to submit income tax reports is presented in Articles 227-228 of the Tax Code of the Russian Federation.
For these categories of citizens, the deadline for filing a declaration is April 30 of the year following the reporting year.
How to make an appointment with the Federal Tax Service for public services
If desired, documents are submitted in person at the Federal Tax Service office, after registering on the State Services website. This is done on the same page where the electronic service is provided. Only on the page with information on the provision of 3-NDFL, change the method of filing the declaration (by visiting the inspection office in person). After clicking the “Get service” button, you should select the territorial tax office on the map that opens, and the desired date and time of visit in the calendar.
After these manipulations, the system will generate a coupon, a printout of which you take with you to the Federal Tax Service office along with the main necessary documents.
Source:
how2get-ru.turbopages.org
Features of contactless declaration submission
In the era of highly developed technologies, it becomes possible to perform all operations without leaving home. There is no need to stand in line, make photocopies of documents, or rewrite the form if a mistake is made .
The Unified Register of State Services allows you to declare your own income in the shortest possible time with minimal loss of time.
This method has many advantages:
- It is possible to monitor in real time how the verification is progressing , as well as send documents that are missing upon request.
- It takes less time to review the application than if this procedure was carried out manually.
- It is possible to request a tax refund if necessary.
Electronic document management solves several problems at once: it facilitates the work of tax inspectors and also reduces queues. The State Services website helps make the process quick for both the consumer and the state. The process is simple, but will require some knowledge from the user.
If you have verified your personal data, it is possible to submit a 3-NDFL declaration without leaving your home.
Payment terms
Tax legislation has established the following deadlines:
- 3 months are allotted for a desk audit by the tax inspectorate;
- It takes 10 days for the taxpayer to receive a notification indicating a positive or negative decision of the Federal Tax Service;
- 1 month is allotted for transferring funds to the details specified by the citizen.
The specified deadlines apply both when submitting documents in person to the Federal Tax Service and when applying through State Services.
Read about applying for a tax deduction when purchasing an apartment by a working pensioner. How to calculate the amount of tax deduction? Information here.
Is it possible to get a tax deduction when buying an apartment for a spouse? Details in this article.
Grounds for refusal
The tax office does not provide deductions to citizens in all cases. Failures most often occur for the following reasons:
- the applicant provided an incomplete set of documents;
- there are errors in the papers;
- The applicant provided documents to compensate for the treatment of persons who are not his relatives.
In case of a negative decision, the Federal Tax Service always provides a reasoned refusal to deduct. The applicant has the right to appeal it by contacting a higher department of the tax inspectorate or the court.
Legislation
Issues of providing deductions are regulated in 2021 by the Tax Code of the Russian Federation. Articles 219 and 220 set out certain nuances regarding different types of deductions.
The deadlines for registration are presented in Art. 88 Tax Code of the Russian Federation.
